When you're at work, your employer is obligated to the best of their ability to give you a workplace that's free of hazards and unsafe conditions. But sometimes this isn't the case. Accidents can happen no matter how prepared you are. If you've been injured on the job, you may be entitled to benefits to offset medical bills or loss of wages due to temporary work restrictions or absence while recovering.
How does workers' compensation work?
In Connecticut, the law says that employees who are injured on the job are guaranteed medical care and protection against loss of income. If an employee dies because of work-related injuries, their family members are also entitled to survivor benefits.
Who pays for workers' compensation?
In many cases, a business buys workers' compensation insurance in order to meet their liability. It's also important to know that in many cases, employees can't sue their employer to get even more benefits than those provided by the Workers' Compensation Act. Some employers also choose not to purchase this insurance and provide their own benefits.
How long do I have to file a claim?
In Connecticut, you have to file your claim within one year of the injury. If you're suffering symptoms of an occupational disease, you have three years from the first time you notice the problem.